## Date These Terms Take Effect: These Terms and Conditions are effective as of September 26, 2026

## Version: Version 1.0

### 1. Acceptance. Acceptance of These Terms

By accessing or using ourviurudlealte.sbs, the user agrees to be bound by these Terms and Conditions in full. If the user does not accept any provision of these terms, they must discontinue use of the website immediately. Ourviurudlealte reserves the right to amend these Terms and Conditions at any time without prior notice to users. Amendments take effect upon publication on ourviurudlealte.sbs. Continued use of the site following publication of any amendment constitutes acceptance of the revised terms.

### 2. Scope. Scope of Website Content

Ourviurudlealte.com provides general informational content relating to intercompany transaction financial planning for corporate groups operating in Canada and internationally. The content published on ourviurudlealte.sbs does not constitute professional financial, tax, or legal advice. No adviser-client relationship is established through the use of this website or through access to any content published on its pages. Users should seek independent professional advice before acting on any information found on ourviurudlealte.sbs.

### 3. Permitted Use. Permitted Use of the Website

Users are permitted to access and browse ourviurudlealte.sbs for lawful, personal, and non-commercial informational purposes only. Users must not use ourviurudlealte.sbs in any manner that violates applicable Canadian law or the laws of the jurisdiction from which the site is accessed. Unauthorized use of ourviurudlealte.sbs, including automated scraping, data harvesting, or systematic reproduction of content, is strictly prohibited without the prior written consent of Ourviurudlealte.

### 4. Intellectual Property. Intellectual Property Rights

All content published on ourviurudlealte.sbs — including text, graphics, logos, structural layouts, and analytical frameworks — is the intellectual property of Ourviurudlealte and is protected under applicable Canadian copyright and intellectual property law. Users may not reproduce, distribute, modify, or publicly display any content from ourviurudlealte.sbs without the prior written consent of Ourviurudlealte. Limited reproduction for personal, non-commercial reference is permitted provided that the source is clearly attributed to ourviurudlealte.sbs.

### 5. Disclaimer. Disclaimer of Warranties

Ourviurudlealte.com and all content published on it are provided on an as-is and as-available basis without warranties of any kind, whether express or implied. Ourviurudlealte does not warrant that the site will be available at all times, that its content will be free from error, or that access to the site will be uninterrupted. Ourviurudlealte expressly disclaims all implied warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by applicable Canadian law.

### 6. Limitation. Limitation of Liability

To the maximum extent permitted by applicable law, Ourviurudlealte excludes all liability for any direct, indirect, incidental, consequential, or special damages arising from or in connection with the use of ourviurudlealte.sbs, reliance on its content, or the unavailability of the site or any part of it. This limitation applies regardless of the legal theory on which any claim is based and even where Ourviurudlealte has been advised of the possibility of such damages. Users access and rely on ourviurudlealte.sbs entirely at their own risk.

Ourviurudlealte.com may contain links to external websites operated by third parties. These links are provided for reference and convenience only. Ourviurudlealte does not endorse, control, or accept any responsibility for the content, accuracy, availability, or practices of any third-party website. Users who access external websites through links published on ourviurudlealte.sbs do so entirely at their own risk and are subject to the terms and privacy policies of those external sites.

### 8. Privacy. Privacy and Personal Information

The collection, use, and disclosure of personal information submitted through ourviurudlealte.sbs is governed by Ourviurudlealte's Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using ourviurudlealte.sbs and submitting personal information through contact forms or other site features, the user consents to the handling of their personal information in accordance with the Privacy Policy as published on ourviurudlealte.sbs and updated from time to time.

Ourviurudlealte.com uses cookies and similar tracking technologies as described in Ourviurudlealte's Cookie Policy, which is incorporated into these Terms and Conditions by reference. By continuing to use ourviurudlealte.sbs without adjusting browser cookie settings, the user consents to the placement of cookies in accordance with the Cookie Policy. Users may manage cookie preferences at any time through their browser settings or by contacting Ourviurudlealte directly.

These Terms and Conditions are governed by and construed in accordance with the laws of Canada and the applicable provincial laws of the jurisdiction in which Ourviurudlealte is registered and operates. Any dispute arising from or in connection with these terms or the use of ourviurudlealte.sbs shall be subject to the exclusive jurisdiction of the courts of that province, unless otherwise required by applicable law. Users accessing ourviurudlealte.sbs from outside Canada do so at their own initiative and are responsible for compliance with local laws.

### 11. Severability. Severability of Provisions

If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be severed from the remainder of the terms. The remaining provisions shall continue in full force and effect to the maximum extent permitted by applicable law and shall be interpreted to reflect the original intent of the parties as closely as possible within the bounds of what is legally permissible.

Users with questions or concerns regarding these Terms and Conditions may contact Ourviurudlealte directly using the contact details available on the contact page of this website. Ourviurudlealte will acknowledge all written inquiries within five business days and will provide a substantive response where the inquiry relates to a specific provision of these terms or to Ourviurudlealte's application of them in connection with a user's access to ourviurudlealte.sbs.